SecurityMetrics, a recognized leader in cybersecurity and compliance solutions, has announced the launch of Spectre AI—a powerful new tool designed for banks and payment service providers managing merchant portfolios. Tailored to support PCI DSS compliance, Spectre AI leverages advanced analytics to help organizations identify vulnerabilities, streamline risk assessments, and strengthen overall portfolio oversight.

With Spectre AI, acquirers, ISOs, and payment service providers are able to proactively identify risks that can prevent compromises within their merchant portfolio. Spectre AI helps users find risks within merchant portfolios using fraud indicators such as BRAM, chargebacks, transaction volume, PCI compliance, and vulnerabilities. It automatically runs every month, predicting and forecasting which merchants are most likely to experience a fraud event. As risk trends change, users stay up-to-date by connecting additional fraud vector data into Spectre AI for analysis.

Offering an unprecedented view into merchant portfolios, Spectre AI outlines a merchant-by-merchant approach to identifying risks. These insights help tailor compliance program communication especially to high risk merchants, helping to reduce attrition, improve satisfaction, and increase the value of merchant portfolios.

Spectre AI helps reduce risk in merchant portfolios by:

• Identifying merchant risk - know which merchants are creating the most risk within a portfolio
• Taking advantage of targeted compliance outreach - communicate the right message to the right merchants to avoid merchant frustration and attrition
• Inputting and tracking other risk trends - connect data from other sources to see the bigger picture of risk within a portfolio

Spectre AI is now available to demo for Acquirers, ISOs, and Payment service providers.